At SSU Nidhi Ltd., accessible from http://ssunidhi.in/ one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by SSU Nidhi Ltd. and how we use it

If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us

This Privacy Policy applies only to our online activities and is valid for visitors to our website & mobile App with regards to the information that they shared and/or collect in SSU Nidhi Ltd.. This policy is not applicable to any information collected offline or via channels other than this website & mobile App.

(a) The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point we ask you to provide your personal information.
(b) If you contact us directly, we may receive additional information about you such as your name, email address, phone number, the contents of the message and/or attachments you may send us, and any other information you may choose to provide.
(c) When you register for an Account, we may ask for your contact information, including items such as name, company name, address, email address, and telephone number.

(a) Provide, operate, and maintain our website & mobile App
(b) Improve, personalize, and expand our website & mobile App
(c) Develop new products, services, features, and functionality
(d) Send you emails
(e) Find and prevent fraud

SSU Nidhi Ltd. follows a standard procedure of using log files. These files log visitors when they visit website & mobile Apps. All hosting companies do this and a part of hosting services' analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website & mobile App, and gathering demographic information.

Like any other website & mobile App, SSU Nidhi Ltd. uses 'cookies'. These cookies are used to store information including visitors' preferences, and the pages on the website & mobile App that the visitor accessed or visited. The information is used to optimize the users' experience by customizing our web page content based on visitors' browser type and/or other information.
For more general information on cookies, please read "What Are Cookies"

SSU Nidhi Ltd's Privacy Policy does not apply to other advertisers or website & mobile Apps. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.
You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers' respective website & mobile Apps.

Under the CCPA, among other rights, California consumers have the right to:
(a) Request that a business that collects a consumer's personal data disclose the categories and specific pieces of personal data that a business has collected about consumers..
(b) Request that a business delete any personal data about the consumer that a business has collected.
(c) Request that a business that sells a consumer's personal data, not sell the consumer's personal data.
(d) If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.
SSU Nidhi Ltd does not knowingly collect any Personal Identifiable Information from children under the age of 18. If you think that your child provided this kind of information on our website & mobile App, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.

(a) Bank account details, investments history, credit/debit card details, prepaid payment instrument details, any other instrument/ modality/ function details, UPI handles, income details, history in relation to these.
(b) Employment / occupational information.
(c) Residential status under banking, general and tax laws.
(d) Spending/saving/investing/payments/receipts/borrowing history.
(e) Risk profile, financial objectives, financial knowledge and experience, preferences and any other information to assess the suitability of the Products to you. (f) Information collected when you make or receive payments.
(g) Other information such as information relating to occupation and financial situation such as employer’s name and address, if self-employed, type of account, and nature and volume of anticipated business dealings, with the conventional bank licensee, income proof, bank statements, income tax returns, salary slip, contract of employment, passbook, expenditure, assets and liabilities, source of wealth and signature.
(h) Data that is collected when you make financial and non-financial transactions. Data may include information associated with the transaction such as amount sent or requested, amount paid for Products or merchant information, including information about any funding instruments used to complete the transaction.
(i) Period for repayment :Minimum is 1 month and maximum is 12 months.
(j) Maximum Annual Percentage Rate (APR) : 22%

We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page.
We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective and update the "Lastupdated" date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they areposted on this page.